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Dental
 
 
Individual Dental Plans

There are only a handful of carriers offering individual dental insurance in Washington State. The dental plans that are available are regularly investigated by us. It is our opinion that the plans listed here represent the best individual options available at this time. As you are reviewing the information, please call with any questions.


Primestar Classic Logo PrimeStar Classic Dental Plans underwritten by Security Life, are very popular plans because they allow you to choose any dentist and are reasonably priced.   The Classic Gold dental plan covers Preventive Services at 100% (no waiting period) and gives you the option to increase your calendar year maximum up to $2000.  This plan is currently unavailable.

 

Willamette Dental TrueCare Washington is an individual dental insurance plan that offers affordable quality dental care for you and your family.  Members receive their care at one of the Willamette Dental offices (more than 60 locations throughout Washington).  There is no maximum to the amount of dental services that this plan will cover, nor are there any deductibles that need to be met.  Routine and preventive services are covered with low copayments.  Major services (such as crowns, bridges & dentures) and orthodontic treatment are covered following a six-month waiting period at substantial savings with predictable costs.  

 

 

SmartSmile Dental offered by Dental Health Services, is a popular plan for those in immediate need of dental work. SmartSmile is one of the least expensive options, however, there is a very small list of dentists to choose from. The plan does include an orthodontia benefit for children.

 

 

Individual Incentive 10 Dental is offered by Regence Life and Health. This plan is available by itself without requiring you to be enrolled on their medical plans. With the Incentive 10 Dental plan your benefits increase as you have your teeth cleaned & examined every year.  There is a 6 month waiting period for restorative services and a 12 month waiting period for major services. You can choose any dentist but can save even more by using a network provider.

 

Premera Blue Cross:  Does not offer an individual dental plan at this time.

Lifewise Health Plan of Washington:  Information on a new dental plan coming soon!

 

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